First Responder Home Loan Options

Union Choice specializes in First Responder Association’s.  We have worked with first responders for over 25 years.  We excel in the process of how to analyze your income and we understand how to use your 457-B deferred comp for a down payment on Owner-occupied financing.  We pride ourselves with our white glove service, which means we work around the clock to fit into your schedules, we have constant communication, and quick and efficient closings to make your life stress free.

$2 Billion

In Loans Funded to Date


Customer Satisfaction Rate


Loan Approval

Home Buying

Take the hassle out of home buying! We’re dedicated to making the process as transparent, smooth, and efficient as possible, especially for first-time buyers.

Investment Property

With our specialized funding, expect the most competitive loan terms, highest leverage rental property loan, and lowest rental property refinance rates, and more that frees you from the cash trap.

Cash Out Refinancing

Take advantage of great rates and free up funds to achieve your financial goals by refinancing your mortgage. We’ll help you find the option that’s right for you

Mortgage Loan Calculator

Verified Reviews

Cindy G.
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“Thank you team for always coming through! Between my husband Godin and I, we've purchased 4 homes using Union Choice and we keep coming back!! Excellent top notch service!!! I will definitely recommend to my friends and family.”
Sean S.
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“This is my 2nd time working with Union Choice. The whole team went above and beyond. Tenisha, Lou, and Chase were absolute rock stars during the whole process. They were able to close within 3 weeks and made the sometimes tedious process of purchasing a home, painless. I knew I was in good hands. I will definitely recommend Union Choice to my friends and family.”
Steve H,
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“Union Choice was very professional and pleasant to work with. Lou and the team made my life extremely easy. I will definitely recommend Union Choice to my friends & family.”
Ronald R.
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“Union Choice was very open with communication. They were extremely straight forward and transparent. Lou & Chase were very helpful and made the process easy for myself and my family. I will definitely recommend Union Choice to my friends and family.”
Angie G.
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“It is always a pleasure working with Union Choice. It was a fast and easy process. I sent Tenisha an email that I was interested in refinancing, and she called me right away. It was like we picked up right where we left off. It feels like a family, and they always take care of me. I will definitely be back!”
Elizabeth P.
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“I was very impressed with everyone! I’m extremely busy with work, so you guys made my life easy. Everything was extremely simple and accessible. The listing agent was even impressed and made a comment about the consistent communication. I will tell my family & friends about Union Choice.”


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Union Choice
26800 Aliso Viejo Pkwy, Ste. 200
Aliso Viejo, CA 92656

(855) 668-LOAN (5626)


DBO license #41-DBO-46011
NMLS #167867

Copyright © 2022 Union Choice. All Rights Reserved.